Affordable Bankruptcy Law Firm

What are the differences between Chapter 7 and 13 Bankruptcy?

In a Chapter 7 bankruptcy, you request the court to remove and release the debts you owe. Under a Chapter 13 bankruptcy, you propose a plan to the bankruptcy court suggesting how you will repay all or a portion of your debts. Some debts must be repaid in full, while some debts may be repaid partially or may be eliminated in full. This is determined on what you can afford.